Some of us love taking on DIY projects around the home, and others only do it to save money. Many of these projects can improve your home, but there are some things to consider if you want to ensure they don’t have the opposite effect.
Many home improvements and DIY projects will have some impact on your home insurance. For example; anything involving gas or electric installations might not be covered or might involve changing your home insurance. Also, don’t tackle things that you don’t know anything about and remember there were 200k deaths at home in 2020. If you know before you start any work, you can decide if it’s worth potential changes in insurance and any implications with home insurance safety. It may be best if you hire a professional, whose insurance might cover any issues in the work.
Set a budget
Setting a realistic budget means you won’t get halfway through the work, only to run out of money with a half-finished project. Aside from potentially being an eyesore, this can pose safety risks around the home and might mean your home insurer won’t cover issues incurred by the project Best to check with your insurance company ahead of time. When setting a budget, you should ideally try to set aside more than you might need. This allows for any unforeseen issues, like price increases, your materials being out of stock and having to buy them further afield, or having to pay a professional if there’s any part of the work outside your area of expertise.
Keeping yourself safe while tackling your home DIY project is just as (if not more) important than keeping your house safe. So, ensure you have the right protective clothing. This includes steel toe boots if working with heavy equipment, dust masks and goggles if drilling and dust or rubble are likely to be flying in all directions, and protective gloves when using power tools.
When using power tools, make sure you’re using them correctly. Reading instructions might not be the most enjoyable part of DIY, but it’s worth it to avoid accidents in the home. Most people know not to leave these plugged in when not in use, or to ensure they’re not left in reach of children. However, a few seconds of distraction is often how long it takes to forget about plugged-in and unattended tools. So, it’s best to check several times that everything is safely switched off and out of harm’s way, before taking a break. Whenever possible, it’s best to have another person helping you, so one of you can notice if the other has missed anything. The most important thing to remember when doing DIY is never to try anything new without looking into the potential consequences, then taking the appropriate safety measures.