Starting Dave Ramsey’s baby steps may seem a bit challenging to do. In fact, you might feel a bit lost on how to do it on your own. Even with the 7 baby steps that were given by Dave Ramsey, you don’t know how to actually implement the steps into your daily life.
Luckily, there are many ways you can learn how to do it on your own and be able to complete the steps as you get closer to financial wealth.
Doing Your Own Research
Now that you are ready to start the Dave Ramsey 7 baby steps, you might be asking yourself, where do you start? A great resource that can be helpful for you to begin your first baby step is listening to Dave Ramsey’s show called “The Ramsey Show” on Youtube. There, you will find helpful tips and tricks to help you start the baby steps. You will also be able to listen in on other people’s questions and stories that may help you. You can also use Youtube to learn how you can budget and save money for the first couple of baby steps. For instance, you can look up how you can learn to create a budget using whatever budget method you prefer. Then from there, you will be able to do it on your own and be more organized with your process into the baby steps. So that way, once you have the right budgeting method for you, you can use that to help you pay off your debts on your own. You can also learn from other creators about financial advice and what they have done to help them in the process of baby steps.
Making Your Own Budget
A great way to set yourself up for the baby steps is to make your own budget. This can really help you in the first two baby steps because it involves saving and paying off debts. By budgeting, you are able to create different categories of essential needs in your life. For example groceries, bills, and an emergency fund that can complete the first baby step. There are many great ways you can use to create a budget like the paper and pen method. By having a budget journal, you can write out your budget every month and customize it to your liking. You can also use an excel spreadsheet to help you budget. You are able to create on your own what you will need and it is easier to keep track of everything. As well as, using an app to help you budget on your own. This gives you easier access to everything you need to know about your budget. Being able to have your own budget will really help you throughout the process of Dave Ramsey’s baby steps.
Finding Your Own Motivation
You don’t have to be on the brink of bankruptcy to start finding your motivation. This is now where you come in and begin working towards your goals of Dave Ramsey’s baby steps. By doing it yourself, you can find the motivation to continue on as you see your financial progress slowly become better. Since you did your own research about saving/budgeting, you now have the capability to do it on your own, which will help you along the way slowly but surely in the baby steps. It might take a while, so knowing you are doing it yourself will help keep you going. Once you start seeing all your efforts go green, it will feel rewarding and well deserved. Therefore, don’t forget Dave Ramsey wants the best for you and wants everyone to succeed in his baby steps. You aren’t alone and there are thousands of others working on their baby steps as well.
Time To Begin
The Dave Ramsey baby steps may be confusing at first, but you can do it! With so many different types of resources available and methods, you don’t have to worry about anything. You have access to be able to start the baby steps on your own and be able to complete them in time. This is your chance to become financially wealthy so don’t wait any longer and start your journey.